Responsible Lending Promise
Emergency credit is coming soon through a licensed lending partner. Before a single loan is made, here is what Fanmi Bridge will and will not be.
What it will be
Small amounts designed for real emergencies. Transparent pricing with the total cost shown before you agree. Fixed payments and a defined payoff date. A meaningful ability-to-repay assessment. No prepayment penalty. Reporting to credit bureaus where it helps you build credit.
What it will never be
A payday loan. A product with rollovers, “renewals,” or refinancing designed to keep you in debt. A product with hidden fees. A product that pressures you to buy insurance to qualify. Your insurance decisions and your credit access are separate, always.
Who makes the loans
FanmiRise does not originate loans. Loans will be made by a licensed lending partner, subject to that partner’s underwriting and your state’s law. When the program launches, this page will name the partner and link to its licenses and disclosures.
What we will not do in the meantime
We will not show fake approvals, fake rates, or fake availability. Until a real program exists, you will only ever see “coming soon” and an early-access list that does not affect your credit.